Tuesday, November 11, 2014

PayPal Update

FINALLY and not quite the PayPal reversal as noted in their email BUT my monies from an unauthorized transaction withdrawal have been returned to my bank account and now I can hopefully get the October vehicle repairs done. 

See when I filed the dispute PayPal did email that if resolution was in my favour that funds would be returned in the manner they were extracted.  So I waited after their email saying it was resolved and my money will be returned.  YEAH!!!  And I checked the next week and yes my monies were in my PayPal account but no note as to it being transferred back to my bank account.  I then contacted them again and basically was told it's been returned and up to me to withdraw it to my bank account - DUH!!! - not what was initially stated!  So I contacted them again and received another email with the "fine print" and basically if it was a credit card or debit transaction it would have been returned but NOT to a bank account as it was withdrawn!  GRRRRRR!  Anyways I withdrew the monies last week and finally today it's in my bank account. 

NOW I'm going to remove my bank information from my account so this does not happen again.  I've also applied and received a separate credit card with a lower limit just for online purchasing.  Hopefully this will not happen again!  At least PayPal DOES email informing when a transaction is going through otherwise it would have been a horrible shock whenever I checked my bank account.